We are going to make some clarifications regarding loans with collateral because I see that certain doubts remain, and although many things may seem obvious, I understand that for newcomers or those who have never used the tool, there may be some questions.

Loans are a perfect tool when the market has corrections; we put our cryptocurrencies as collateral at a time when they are likely oversold, and although at that moment we may request a lower loan than we could when they are worth more, this is also an advantage. Because if we take the loan at that moment, we benefit from the rebounds, and we have a wider LTV range than if we had requested it at a higher price and then the market has a correction and our liquidation risk increases, which means we would have to be more attentive to it and monitor that we do not need to add liquidity to avoid being liquidated.

When you request a loan, you should do it in a stable coin and buy the cryptocurrency that interests you and that you have already studied its fundamentals and potential. The stable coin will have the same value at the time of repaying the loan, and you will benefit from the increase of the chosen cryptocurrency. It is not very smart to take a loan in the same cryptocurrency that you are interested in because if it goes up, the debt will also increase, and you will not have gained anything.

It is a very useful tool, but it must be used responsibly; do not exceed the percentage of what we borrow concerning the value of our collateral. We should not be afraid of it; if we make mistakes, it will help us in the future to correct errors. Losing is also part of growth, and this is a risk/reward activity; we must accept losses when we make mistakes and move forward; all of this is part of our growth as investors.

Making the difficult easy, that's what it's about, the results come later, in addition.

So that we understand each other, in this that works like a social network, if someone sees a post or a comment in another language, it is enough to press a button to see it in their language; there is no need to specify which language we want, it identifies it automatically.

I have so many good things to say about Hedera, in fact I say it almost every day, but I don't think that's what they come to look for, the criticisms are what make us better when we know how to listen to them.

I had a business where every day I had to go house to house to collect payments, because no one knew how to use a banking virtual wallet. I started teaching people how to use it and practically banked my entire city. I did it all by myself, what is left for you?

It is an investment with medium-term gains, because after those who are learning teach others, but you have to start and make it as easy as possible so that the investor does not waste time researching everywhere sometimes without finding results.

We already have too much with all the new things we have to learn, so we also have to worry about the language and that no one helps you when you leave a comment on X. I couldn't participate in the Sirio testnet because I couldn't create the testnet account and there is no help.

I couldn't complete the survey because it doesn't have a Spanish language option and it also doesn't accept Google Translate, the same happens with all its applications, multiple languages should be a natural feature in all applications, we need to simplify the tasks for investors.

Regarding the project, it's the best I've seen, but there is a lack of communication. Binance is what it is because in its early days it had a standout team that helped new users who knew nothing about crypto. That is the way if you want to be as big as Binance.

You can check my profile and follow me as there is quite a bit of content for beginners, although there is still a lot missing, but I will be adding more little by little. If you have any questions, you can leave them in a comment and I will try to help.

go download the wallet and start using the technology so you stop talking nonsense. Here I share the address for you to copy and paste in your browser. Thank me next year Haha https://www.hashpack.app/

Surely you don't even have a wallet that's why you are talking this nonsense Hahaha start reading and stop listening to influencers and YouTubers Hahaha

When you make a transfer to your Hashpack wallet, how long does it take to arrive?

You just have to ask yourself one question. What will happen when cryptocurrencies are regulated in the U.S. and Europe through the MICA law? The question answers itself; the technologies of the banks are obsolete, they are just making adjustments to avoid being left out and to benefit themselves as well.

It rose from 0.07 to 0.39 and because there is a correction when the whole market is falling, you are crying; definitely, this is not your world and you understand nothing.

You will regret being out, I have been researching this Blockchain (which is not even Blockchain) for a long time and it is even superior to Solana.