As we all know, in the last decade, crypto has stolen the spotlight like sparks lighting up a dark night. However, like the wind, the future of financial technology is constantly in motion, and not everyone is convinced that crypto will continue to take center stage on the world stage. The question arises: what comes after crypto?
Imagine today's financial world as a choppy sea. On one side, there are small boats trying to survive the crypto storm, while on the other side are big ships ready to take on a new era. Blockchain, the technology that underpins crypto, may remain the pillar, but the innovations it rides on could shift.
One such future port that is beginning to appear on the horizon is DeFi (Decentralized Finance). DeFi has garnered many passengers hoping to leave the traditional financial harbor, which often feels full of sharp rocks and waves of bureaucracy. With DeFi, the promise of financial freedom is in sight. But, make no mistake, there is still a long way to go, and not all sails will unfurl smoothly.
Meanwhile, there are many who say that CBDC (Central Bank Digital Currency) could be a breath of fresh air that fills the sails of the next boat. Governments around the world are groping in this direction, trying to embrace a more stable digital currency. They hope that, like paddling a canoe on a calm lake, CBDCs can provide better control without the wild waves of crypto.
However, it is undeniable that behind the scenes, Web3 is preparing a new map. The digital world increasingly feels like an unpredictable wilderness, but with this new technology, the hope is to reorganize the great trees of the internet. Web3 promises a more decentralized world, where users are kings in full control of their data and transactions.
But whatever comes next, let's not forget: financial technology is a wild horse that is hard to control. Like playing on a constantly moving wheel, the fast don't always win, and the strong don't always survive. Ultimately, the future of digital finance will be determined by who can dance to the beat of the times, not just who runs the fastest.
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