The '30/30/30/10' scheme is a simple yet universal model that can be applied in various areas of life. Despite its simplicity, it helps create balance and structure in different domains, whether it's finance, nutrition, or training.
Explore the world and try things. Not everything from books works, and you might improve something and do it your way — and it will all work out. Don't listen to those who have nothing. Look at those who have already achieved success and learn from them. The path to success is not always straight, and sometimes you will have to go through experiments and mistakes, but the main thing is not to give up and to evolve.
1. Financial budget distribution:
'30/30/30/10' is the distribution of a personal budget. In this model, funds are divided into several categories - the foundation! The base! The core!
• 30% — for housing:
Usually, this category includes rent or mortgage payments, utilities, and expenses for repairs and maintenance of the home.
• 30% — for food:
These expenses include grocery purchases, dining at restaurants or cafes, and other food-related costs.
• 30% — for savings:
This money goes towards savings, investments, or an emergency fund.
• 10% — self-praise:
When you receive money for your work, don't forget the importance of self-praise. If you ignore this moment, you lose not only motivation but also self-respect. Acknowledge your achievements and value them. Praising yourself helps maintain the desire to work, grow, and keep moving forward. After all, if you don't respect and value your work, no one will do it for you.
Wealth is not a matter of chance or luck. Wealth is you! Positive emotions, patience, and consistency will lead to success. And those who envy and believe in nothing are doomed to suffer. And it's a pity that there's nothing that can be done to help them. I assure you, I would help. And I do not judge them! Everyone makes mistakes. Respect is also important.
If you have debts - it won't work. Get rid of them! It will be tough at first - I've been through it!
Whoever tells you that you can't do something is lying.