How would you invest/spread 🤑$1000 💵💵in cryptocurrency?

(I'm not a financial advisor, this is just how I would handle things if I could go back in time to when I first started out, and things I learned that I wish people would tell me. But hey. I'm here for you guys :)

I often get asked for general advice on crypto. And how to spend your first 1000 dollars into it. (or any amount, really.)

Personally, I like to do a 50:30:20 split. Let me explain what this means. 50 percent goes to a (relatively) stable coin. Either bitcoin or Ethereum. These two are at the top, and will be less likely to crash badly in case of a bad market / market crash. Personally, I'd go with ETH because it has more likelihood of a higher percentage annual increase in value.

30 percent goes to relatively high stability altcoins. Think Solana, Cardano, Polkadot and Chainlink. These may tank in value more in case the market crashes, but can also gain a lot more value over a market cycle than BTC or ETH.

20 percent goes into smaller market cap altcoins. I am not recommending putting money into Elon cum shib moon rocket, but rather projects like Harmony ONE, ROSE, VET, GRT etc... These. coins are still relatively cheap and have the HIGHEST potential of relative annual increase in percentage value. But the caveat is that it can also tank significantly if the markets crash.

And always remember, stake your tokens. It's a no brainer; free crypto with high rates of returns if you're gonna hold your tokens anyway? Yes please. Exchanges like Binance offer particularly good rates, along with Gemini. I avoid Coinbase because of a ludicrous 25 percent fee and high fees in general.

Some general tips for you guys:

Always dollar cost average : what does this mean? At a basic level, make sure you invest small amounts into projects periodically. Ie; maybe put in $100 into ETH once a month. This adds up over time, and you accumulate ETH whilst taking the edge off any potential losses.