#xrp

"XRP and Bitcoin have different roles: Bitcoin is a store of value, like digital gold, while XRP aims to solve a specific problem, that of slow and expensive cross-border payments. If XRP is massively adopted by banks and institutions for these transactions, its demand could grow to the point of surpassing Bitcoin's market capitalization (something already said by BradGarlinhouse). It is not a competition, but a response to distinct needs."