🧵The Stablecoin Trilemma: An Unavoidable Challenge: Part 2
5/8 - Example of a Trilemma: USDS
USDS, a decentralized stablecoin that replaced DAI, manages to maintain stability and decentralization, but requires a high level of overcollateralization, making its capital inefficient.
6/8 - Example of a Trilemma: Tether (USDT)
Tether is stable and capital efficient, but depends on a centralized entity to guarantee its reserves, compromising decentralization.
7/8 - Hybrid Solutions
Some projects, such as Frax, attempt to combine algorithmic mechanisms with partially collateralized guarantees to find a balance between these three elements.
8/8 - Conclusion
The stablecoin trilemma shows that it is difficult to achieve a perfect balance between stability, decentralization, and capital efficiency. Each stablecoin makes tradeoffs, and it is important to choose according to your needs.
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