Despite an intense diversification of binance tokens or really take us for big pigeons, not a single one performs or anything it seems that the only thing that matters to them is to take our money the market is totally manipulated that's enough guys we will have to think of something else. I call for a boycott of these thieves, if they are unable to pay their investors let them go to hell, there are enough of us giving them our hard-earned money.
In 2024, there are several options for investing profitably while avoiding the pitfalls of the cryptocurrency market. Here are some avenues that could be interesting.
Short-term bond funds: These funds, which invest in short-term bonds, are known for their low volatility and can offer returns of around 5%, while minimizing risk. This is a good way to secure your capital without exposing yourself too much to interest rate fluctuations.
5% is huge compared to the miserable 3% or even 1% that the coins we buy bring us, I did some research, the maximum is 4% on binance, it's#ASTa token that loses its value every day
SCPI (Sociétés Civiles de Placement Immobilier): This type of investment allows you to acquire shares in commercial real estate (offices, shops) without having to manage them. The average yield of SCPIs is around 4-5%, which makes them a solid choice for the long term, particularly via systems such as life insurance.
Unit-linked life insurance: If you want a more dynamic investment, units of account in a life insurance policy allow you to diversify your investments (stocks, real estate, etc.) while benefiting from advantageous taxation. Euro funds remain a more secure option, although they offer lower returns.
Real estate crowdfunding: If you are looking for a good return in the short or medium term (18 to 36 months), this type of investment is increasingly popular. It allows you to finance real estate projects and obtain attractive returns, often around 8%.
Private equity: If you are willing to take more risk, investing in unlisted companies through private equity can generate high returns. This type of investment is particularly interesting in times of economic uncertainty, but it requires increased vigilance.
Private equity has several advantages over cryptocurrencies, especially for investors looking for solid and sustainable returns. Here is a comparison based on three key aspects:
1. **Volatility**:
- Cryptocurrencies, such as those traded on platforms like Binance, are extremely volatile, with significant price fluctuations over short periods of time (double-digit increases or decreases in one day, hence long-term losses).
- On the other hand, private equity is much less exposed to these fluctuations, because it involves investments in unlisted companies. These valuations are based on the company's real performance and long-term strategies, thus limiting the risks associated with speculation.
2. **Regulation and security**:
- Cryptocurrencies operate in a still largely deregulated environment. Although Binance is one of the largest crypto trading platforms, the risks of hacking, market manipulation, or even the collapse of certain cryptos are real.
- Conversely, private equity is strictly regulated by financial regulations, offering increased security to investors. Frequent audits and transparency of processes provide a certain peace of mind.
3. **Long term performance**:
- While cryptocurrencies can offer quick gains, they can also lead to significant losses in a very short period of time. Investing in cryptocurrencies is comparable to a short-term bet, with potential gains but equally high risks of losses.
- Private equity, on the other hand, focuses on the long term. Investors participate in the development of companies with significant growth potential. Although cash is less accessible in the short term, returns can be considerable after a few years, with better controlled risk.
In conclusion, while cryptocurrencies on Binance may seem attractive for quick gains, private equity stands out for its stability, strict regulation, and long-term returns, making it a safer option for cautious investors.
