The XRP community is abuzz with excitement following a proposal urging SBI Holdings to implement a significant XRP buyback initiative. This proposal, introduced by GAM Investments, suggests allocating a portion of SBI’s assets to establish an XRP reserve.
According to a projection by AI chatbot ChatGPT, such a move could push XRP’s price to double digits, reaching as high as $15 in the most optimistic scenario.
GAM Investments’ Proposal
Recently, GAM Investments, a stakeholder in SBI Holdings, highlighted concerns regarding the undervaluation of SBI’s Ripple-related assets. As previously reported by Times Tabloid, GAM pointed out that SBI has not effectively utilized its investment in Ripple or XRP to deliver maximum value to shareholders.
GAM attributed this to SBI’s unclear crypto strategy and inadequate communication with investors. According to GAM, SBI’s 8–9% ownership stake in Ripple and its indirect control over a significant portion of XRP through Ripple, represents a largely untapped opportunity. GAM noted that this stake alone could exceed SBI’s current market capitalization.
To unlock this potential, GAM proposed that SBI establish an XRP reserve. According to GAM, this approach could deliver better value to shareholders than conventional methods such as cash dividends.
ChatGPT’s XRP Price Projections
To gauge the potential impact of such a reserve on XRP’s price, ChatGPT was asked to analyze various scenarios. The chatbot assessed the possible outcomes if SBI allocated 5%, 10%, or 20% of its assets to XRP reserves.
As of March 2024, SBI’s total assets were valued at approximately ¥27.2 trillion, equivalent to $175.1 billion. Based on XRP’s circulating supply of about 57.45 billion tokens and an average price of $2.35 per token, ChatGPT calculated the potential market effects under different allocation percentages.
If SBI allocates 5% of its assets—approximately $8.75 billion—to XRP, it could acquire around 3.72 billion tokens, representing about 6.5% of the circulating supply. ChatGPT projected that such a large-scale purchase could double XRP’s price, driving it to the $4.50–$5.00 range, depending on market liquidity.
A 10% allocation, involving $17.5 billion, would enable SBI to buy approximately 7.45 billion XRP tokens or 13% of the circulating supply. ChatGPT suggested this could push XRP prices to $7.00–$8.00.
In the most aggressive scenario, where 20% of SBI’s assets are allocated to XRP, approximately $35 billion would be injected into the market. This could secure 14.89 billion tokens, equivalent to 26% of the circulating supply.
ChatGPT projected that such a massive reduction in available XRP could drive its price to $10.00–$15.00, depending on market conditions and liquidity constraints.
Prospects for Implementation
While GAM’s proposal is compelling, whether SBI will act on it remains uncertain. The ultimate decision depends on factors such as GAM’s influence over other stakeholders and its ability to convince SBI’s leadership to adopt the strategy.
XRP community member WrathofKahneman highlighted the importance of GAM’s stake in SBI and its potential to sway other investors. However, even if SBI chooses to implement the plan, there is no guarantee that the price projections outlined by ChatGPT will materialize. Variables such as overall market conditions, liquidity, and seller resistance would play critical roles in determining the outcome.
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#ChatGPT #XRP

Volatility continues to dominate the #cryptocurrency market in 2024, with recent developments further adding to the turbulence. Both crypto and stock markets reacted sharply to the Federal Reserve’s revised 2025 outlook, which hinted at fewer rate cuts and higher inflation expectations. 
#Bitcoin  (BTC) fell below $100,000, and liquidations surged to approximately $850 million within just 24 hours, reflecting heightened investor concerns.
Amid this growing uncertainty, investors are increasingly turning to #altcoins as a way to diversify their portfolios and tap into potential growth. With 2025 on the horizon, coindatacap analyzed market trends and consulted ChatGPT-4o to spotlight two altcoins with significant growth potential.
#ChatGPT identifies 2 altcoins for 2025 portfolio
When queried, the AI model highlighted XRP and Hedera (HBAR) as standout assets, offering promising opportunities for building a diversified and resilient portfolio in the dynamic cryptocurrency landscape.
Hedera (HBAR)
ChatGPT projected HBAR as a key player in the digital asset space, citing its partnerships and ecosystem expansions. One notable development is its integration with Chainlink’s $LINK decentralized oracles, which brings Chainlink’s data feeds and Proof of Reserve mechanisms to Hedera. 
This collaboration enhances the infrastructure for decentralized finance (DeFi) applications by providing developers with tamper-proof market data. 
ChatGPT observed that this integration reduces risks like data manipulation and strengthens liquidity in DeFi markets.

The AI also pointed to Hedera’s partnership with RedSwan CRE, a commercial real estate tokenization platform, as a critical driver of HBAR’s adoption. By enabling access to tokenized real estate, this collaboration is expected to drive HBAR’s adoption and utility among investors.
The tool also emphasized the growing optimism surrounding cryptocurrency #ETFs . Analysts suggest Hedera could secure ETF approval, particularly with the potential appointment of pro-crypto advocate Paul Atkins as the next SEC Chair. 
Hedera’s classification outside the realm of securities positions it as a strong contender for regulatory approval.
$HBAR
At press time, HBAR is trading at $0.26, reflecting a one-day loss of 7.7% but a notable one-month gain of 110%.At press time, HBAR is trading at $0.26, reflecting a one-day loss of 7.7% but a notable one-month gain of 110%.
XRP
The artificial intelligence model pointed to Ripple Labs’ recent developments as critical for XRP’s potential growth. The approval of RLUSD, Ripple’s stablecoin pegged to the U.S. dollar, expands its ecosystem and utility, making it an attractive choice for both institutional and retail investors.
Regulatory optimism also boosts XRP’s outlook. The potential replacement of SEC Chair Gary Gensler with Paul Atkins, a pro-crypto figure, could lead to the dismissal of the SEC’s lawsuit against Ripple Labs, removing a major regulatory hurdle.

The AI tool highlighted how such a shift could catalyze a renewed wave of institutional adoption and strengthen XRP’s market position.
$XRP
Currently, XRP is trading at $2.21, with a one-day decline of 6.01% but a remarkable one-month gain of 110%.
With strong fundamentals, institutional backing, and thriving ecosystems, both HBAR and XRP stand out as prime candidates for exponential growth. 
These assets are set to become essential additions to a well-diversified cryptocurrency portfolio, offering significant opportunities in the evolving digital asset space.
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This year has been nothing if not interesting for the world’s premier cryptocurrency, Bitcoin (BTC).
Along with massive price movements in the crypto market which saw BTC gain tens of thousands of dollars within months and hit a new all-time-high above $73,000, there have also been other major developments.
Early January saw the approval of the first-ever spot BTC exchange-traded funds (ETFs) in the U.S. and the subsequent brief but brutal crypto market wipe, as well as a massive sector-wide rally in later months.
Bitcoin is set to reach yet another milestone in just over a month in the form of the upcoming halving event.
Given the previous halvings’ tendency to raise the price of BTC tenfold and sometimes even a hundredfold, there have been many price predictions for where the coin might stand before the event as well as bullish forecasts placing the cryptocurrency at $150,000 by the end of the year.
With this optimism in mind – as well as the March 19 crypto market bloodbath – Finbold decided to consult OpenAI’s flagship artificial intelligence (AI) platform, ChatGPT, on whether $100,000 is a credible price target for Bitcoin for the eve of the halving.
ChatGPT-4 estimates the likelihood of $100,000 BTC before the halving
When assessing a $100,000 price target for Bitcoin before the halving, ChatGPT’s most advanced model reflected on the impact of the halvings themselves, the institutional interest as highlighted by the BTC ETFs, the current market sentiment, as well as broader factors such as the global economy and technological advancements.

ChatGPT ultimately decided to describe the $100,000 target as “plausible” and concluded that there is approximately a 40% chance of Bitcoin hitting the price before the halving takes place.

When challenged on his assessment given BTC’s latest moves which saw it drop to approximately $63,000, the AI elected to stick with its previous assessment but explained that the latest bloodbath merely highlights the challenges of making short-term predictions in the crypto market.
Given that it only assigned a 40% chance of BTC hitting $100,000, ChatGPT-4 was also asked which target is considered the most credible. The AI responded that it assesses that $85,000 is the most credible if optimistic level and placed the likelihood at around 60%.

BTC price chart
While it is uncertain how Bitcoin will perform in the coming month, it had its fair share of triumphs and troubles in the last 30 days. Indeed, the time frame saw both BTC reach a new all-time high above $73,000 and, more recently, enter into a major decline.
In the last 7 days of trading, Bitcoin is down 12.06% with the last 24 hours being particularly dramatic as they saw the coin drop 7.14% to $63,223, at the time of publication.

In the long term, however, Bitcoin has been doing remarkably well and is 42.86% in the green year-to-date (YTD), and an even more impressive 125.50% in the last 52 weeks.
$BTC #BTC #chatgpt

Cardano GPT, a groundbreaking project at the intersection of artificial intelligence and blockchain technology, has recently achieved a significant milestone. The team successfully deployed the first internet-enabled generative chatbot, named "Girolamo," into beta testing. This development marks a crucial step forward in the integration of artificial intelligence on the Cardano blockchain.Girolamo, powered by Cardano GPT's innovative technology, brings a new dimension to conversational AI. The chatbot's deployment in beta testing signifies a hands-on trial for users to experience the capabilities and functionalities of this cutting-edge system. Leveraging the Cardano blockchain's secure and decentralized infrastructure, Girolamo aims to provide users with a seamless and privacy-focused conversational experience.The integration of artificial intelligence with blockchain technology addresses some key challenges faced by traditional chatbots, such as data security and privacy concerns. Cardano GPT's approach ensures that user data remains encrypted and decentralized, aligning with the principles of blockchain technology. This not only enhances the overall security of the chatbot but also establishes a foundation for trust and transparency in AI interactions.One of the key advantages of Cardano GPT's project lies in its commitment to sustainability. As Cardano blockchain is known for its energy-efficient proof-of-stake consensus mechanism, the environmental impact of Girolamo's operations is significantly reduced compared to traditional AI systems. This aligns with the growing global emphasis on environmentally friendly technologies and contributes to the broader sustainability goals of the blockchain and AI industries.During the beta testing phase, users will have the opportunity to engage with Girolamo and provide valuable feedback. This iterative process allows the development team to refine the chatbot's performance, addressing user concerns and enhancing its overall capabilities. This collaborative approach underscores Cardano GPT's commitment to delivering a user-centric and robust AI solution.The successful deployment of Girolamo in beta testing is a testament to the synergy between artificial intelligence and blockchain technology. As the project continues to evolve, it is poised to unlock new possibilities for decentralized AI applications on the Cardano blockchain. Cardano GPT's journey represents a significant stride toward a future where secure, transparent, and sustainable AI solutions are seamlessly integrated into blockchain ecosystems.In conclusion, Cardano GPT's achievement in deploying the internet-enabled generative chatbot Girolamo in beta testing marks a pivotal moment in the convergence of AI and blockchain technology. The project's commitment to security, privacy, and sustainability positions it as a trailblazer in the development of decentralized AI solutions, offering users a glimpse into the future of conversational AI on the Cardano blockchain.$ADA ~ #Ada #Girolamo #chatgpt #CardanoGPT