Ripple (XRP) focuses on fast, cost-effective international payments, while Pi Network (Pi) aims to build a widely accessible cryptocurrency with diverse utilities. Both have a maximum supply of 100 billion. XRP’s circulating supply is 57 billion, valued at $2.24 each, while Pi's unlocked supply is only 0.57 billion, 1/100 of XRP's. If Pi's value mirrored this scarcity, its price could theoretically be $224 per Pi.